Privacy Policy

Last Updated: February 24, 2026

1. Introduction

Apex Coverage Group LLC ("we," "us," or "our") operates the website ApexCoverageGroup.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Site or submit a request for an insurance quote.

2. Information We Collect

We collect the following categories of personal information when you submit a quote request:

3. How We Use Your Information

We use your personal information to:

4. Sharing Your Information with Insurance Partners

Apex Coverage Group is a lead generation service. When you submit a quote request, your information may be shared with one or more of our licensed insurance partners, agents, and carriers so they can contact you and provide quotes. These partners may contact you via the methods you consented to, including phone calls, text messages, and email.

We may also share your information with:

5. TCPA Consent & Telephone Communications

By submitting the quote form and checking the consent box, you provide your express written consent to be contacted by Apex Coverage Group and its insurance partners via autodialed calls, prerecorded/artificial voice messages, SMS/MMS, and email at the number(s) and address provided, even if your number is on a state or federal Do Not Call list. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. Message frequency varies.

You may revoke consent at any time by:

6. SMS/Text Messaging Disclosures

If you opt in to receive SMS/text messages:

7. Call Recording Disclosure

Calls may be recorded for quality assurance, training, and compliance purposes. By engaging in a telephone conversation with our representatives or automated systems, you consent to the recording of such calls. Recorded calls may be retained in accordance with applicable law and our internal data retention policies.

8. Outbound Calling Practices

We may contact consumers who have submitted quote requests or provided express written consent via outbound telephone calls, including calls using an automatic telephone dialing system (ATDS) or prerecorded/artificial voice messages. Outbound calls are placed in compliance with the Telephone Consumer Protection Act (TCPA), the Telemarketing Sales Rule (TSR), and applicable state telemarketing laws. We only place outbound calls between 8:00 AM and 9:00 PM in the recipient's local time zone.

9. Do Not Call

We honor the National Do Not Call Registry and maintain an Internal Do Not Call List. You may request to be added to our Do Not Call list at any time. For full details on our calling practices, exemptions, and how to submit a Do Not Call request, please see our Do Not Call Policy.

10. Third-Party Contact

Your information may be shared with licensed insurance agents and carriers who may contact you by phone, SMS, or email regarding your insurance quote request. These third-party partners are independent entities and may have their own privacy policies and calling practices. We encourage you to review the privacy policies of any insurance partner you interact with.

11. Cookies & Tracking

We use cookies and similar technologies to enhance your experience, analyze traffic, and serve relevant content. You can control cookies through your browser settings, but disabling them may affect site functionality.

12. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

13. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

14. Your Rights — California Residents (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

To exercise these rights, contact us at info@apexcoveragegroup.com. We will respond within 45 days as required by law.

15. Your Rights — Other State Privacy Laws

Residents of Virginia, Colorado, Connecticut, Utah, and other states with consumer privacy laws may have similar rights to access, delete, correct, and opt out of the processing of personal data. Please contact us to exercise your rights under applicable state law.

16. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will promptly delete it.

17. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the updated policy.

19. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:

Apex Coverage Group LLC
30 N Gould St Ste R
Sheridan, WY 82801
Email: info@apexcoveragegroup.com
Phone: (307) 555-1234